Day 4 of 7…
…and I’m not getting tired of blogging. Oh, no. No-no-no-no-no-no-no.
If you know anything about Dave Ramsey, then you’re familiar with the idea of a “zero-based budget.” A zero-based budget is the act of accounting for each and every penny that comes in and out of your hands, every single month or pay cycle. No “leftover” money.
Why? Leftover money, left to itself—or left to us—will disappear. Gone. Buh-bye.
A zero-based budget insists that we assign a value or use to all money, even the money we don’t necessarily need for our basic living expenses. That money goes to savings, or debt, or a sinking fund for large purchases, or the vacation fund, or to getting something on that long list of things to get, or going-out-for-breakfast money, or…or… or… it doesn’t matter. What does matter is that we never, ever, ever to leave money “unassigned.”
Ramsey calls this “telling our money where to go,” instead of money flying aimlessly about of its own accord. Not letting money lead us around by the nose, but us telling our money what we need it to do.
I was thinking about this and realized that time worked in the same way. Time is also an asset, one of those “talents” that God entrusts us with. And time, like money, tends to flow in and our of our hands without us giving as much purpose to it as we’d like.
“Tell my money where to go?” thought I last night. “I need to tell my TIME where to go, too!”
What if, at the start of every day, I accounted for every half-hour block of time (with the given caveat that having kids requires flexibility)? How might that radically change our home life and my working life?
My friend Kimberly asked me to share this year’s Lenten menu. We’re still working on it, but I’m happy to share the rough draft:
On our own, generally. Jared – eggs, homemade bread, or perhaps oatmeal. Me – thin steak or other breakfast meat with avocado or banana, or perhaps oatmeal. Black beans with salsa and tortilla (think huevos rancheros minus the huevos) for Fridays.
If I don’t have a hearty, protein-heavy breakfast, I start shaking by 10 a.m. Not sure why. It’s all a part of my Mary Musgrove act.
Lentils and Rice with Caramelized Onions (again…)
Beans and Greens (I throw a can of beans in the skillet with a handful of greens)
Rhonda – Smoothie with veggies and coconut milk yogurt (not every day—that’d get expensive!)
Black Bean Soup
Red Beans and Rice
Red Lentil Soup (our simple recipe—I’ll have to share it sometime)
Potato and Mushroom Soup
Sides of homemade bread (Jared) or ???? (Rhonda), with simple spinach salad or carrot salad on the side.
I’m wondering: Can I go vegan? It’s a real question. I’m already dairy- and egg-free; what more would it be to add meat to the mix? From the menu above, you can see that I’ve limited meat to breakfast only.
I’m allergic to nuts and soy, and without meat, beans would be my one-and-only protein source. Seems a bit limited, don’t you think?
Speaking of telling time what to do, time to get off—and with minimal copy-editing. Be kind.